TESTIMONIALS

I started the process of refinancing my house in July 2020 I worked with a company that had offered a “good deal” they locked in my rate and when I went to sign they added PMI when I wasn’t paying PMI before. Then I looked into refinancing with a different company and got to the signing stage and the deal jumped up $2200. I basically gave up at that point. Then I saw Josh’s posts and informative videos, I asked a few questions and decided to go through the process one more time except this time it was EASY, straight forward, no hidden fees, no extra charges, no PMI; it was exactly what he said it was and less than the other two in closing costs! Josh responded to me with in hours, if not minutes. He called to give updates and I knew I could rely on what he said. Why didn’t I go with him in the first place? I’m in Washington and he’s in Nevada, I didn’t think he could help because of a different market. Well now I know, and I know he’ll take good care of anyone who works with him 10/10 would recommend!!!

Josh was so helpful and responsive with any question I had. If he didn't know the answer right away he would hunt it down and get it to me quickly. The online submission form for documents makes it very easy to submit and review paperwork. Overall a great loan experience!

Josh made refinancing our home a breeze. He is very knowledgeable and always made time to answer my questions quickly. I looked around quite a bit and Josh provided the lowest fee structure and the best interest rate. The online software was easy to use as well as made the process extremely organized and efficient. I would highly recommend to anyone that is in need of a home loan or refinance to contact Josh!

Josh Martinez is a stand-up guy! He bends over backwards to answer your questions at anytime. He is honest, patient, and truly wants his customers to have the best experience through the mortgage process. He's a gem!

Working with Josh was a great experience, he made us feel comfortable as he walked us through the entire process. Excellent customer service! Great communication! Extremely knowledgeable and efficient! Definitely one of the best advisors we have ever worked with!

Refinancing our home was a pleasant experience and we can’t thank Josh enough for going above and beyond to provide excellent customer service. He is very knowledgeable and responded to all of our questions in a thorough manner. When requesting documents, it was an efficient process that didn’t take much time at all. He followed up with us constantly letting us know where the process was and was extremely transparent with the process and fees. I highly recommend Josh if anyone is in need of refinancing their home!